From the category archives:

finance

LIC Wealth Plus ULIP Review

February 9, 2010

Today LIC is launching a new plan called “Wealth Plus”, an unit linked insurance plan (ULIP) having a term of 8 years. As usual, here is my review on this plan with inputs from a development officer working with LIC based in Bangalore. On this blog you can also read about other ULIP products available [...]

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Decoding Financial Advisers – Part 2

January 29, 2010

Before reading this article, hope you have read the first one – “Decoding Financial Advisers – Part 1“. We covered few scenarios on the usual suggestions made by the financial planners/advisers. In this article we cover the few more such scenarios.

• “The number you have called is not responding to your call”
• “I’ve sent several mails but [...]

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Decoding Financial Advisers – Part 1

January 27, 2010

This is a guest post by Jayant Bhat. He has over 7 years experience in life insurance and reinsurance field as a senior financial underwriter and risk analyst. Jayant has been writing guest articles on this blog and you can read his previous article called “Are you investing in the right way?“. You can [...]

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Review – Bajaj Allianz Shield Plus

January 21, 2010

Bajaj Allianz recently launched Shield Plus, a unit linked insurance plan (ULIP) last week. Going through the product details, it is assured to provide 170% returns on the premium paid at maturity. Policy has a fixed tenure of 10 years while the minimum premium is Rs 25,000. This is the first guaranteed product from Bajaj [...]

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Guide for Buying Insurance

January 15, 2010

Many of you have been asking me on which insurance plan is best based on some of my reviews before. Though I might have missed some of your mails/comments, here comes an easy guide to follow while buying insurance. My analysis reveals that most of the young folks who just started their career are the [...]

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Tax Planning Simplified – Part 2

December 29, 2009

We have learned about tax planning for Section 80C from previous post, where we can avail a maximum exemption of Rs 1,00,000 from the taxable income. Now let us explore the avenues beyond section 80C to avail the maximum tax benefit. For salaried individuals whose gross total income exceeds Rs 2,60,000 per annum, deductions under [...]

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Tax Planning Simplified – Part 1

December 28, 2009

Most of us think about investment and tax planning only when an employer sends out a mail suggesting to submit proof of investments. This usually happens around this time of the year so that the tax can be spread equally over the remaining three months of the financial year. If you just woke up about [...]

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Aegon Religare iTerm Plan

November 29, 2009

Aegon Religare iTerm plan gives a pure coverage risk on the death of the person insured. This is a pure protection insurance plan and customer has to pay yearly premium till the maturity of the policy. More over this insurance policy is available by online method alone! It means a lot of simplification in terms [...]

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LIC Jeevan Nischay policy review

October 30, 2009

Life Insurance Corporation (LIC) of India has launched one more new guaranteed single premium plan called Jeevan Nischay. This plan is very much in line with last year’s Jeevan Aastha. This new policy will be sold to ‘existing‘ customers of LIC and will be sold for a limited period until end of March 2010. Yes, [...]

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Saving for Future Financial Goals

September 15, 2009

Can you be your own financial planner? Do you have the ability to take your own decisions in financial planning? Can you be self-reliant when it comes to design your financial road map yourself? All of us are not great with maths and logic, which is required for excellent financial planning, so today I will [...]

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